Women have historically been kept out of the conversation on personal finance. In the U.S., it wasn’t until the 1960s that women could open their own bank accounts, and in 1974, women were legally afforded the right to manage their own finances and apply for loans without the need for a male cosigner, thanks to the Equal Credit Opportunity Act. To this day, men are reported to possess greater financial confidence (Davydov et al., 2024), and women tend to score significantly lower than men on financial literacy tests. Though the average life expectancy of women is longer than that of men, women tend to accumulate over $100,000 less wealth, impacting their financial security in later years (Conley, M., & Liao, H.-W.). Intersectional research shows that women of color often face compounded disadvantages—Black and Hispanic women experience both the gender pay gap and racial and ethnic gaps, impacting retirement savings, credit access, and investment opportunities (Yakoboski et al., 2020). Amanda Holden began her career in investment management in the aftermath of the 2008 financial crisis and …